Car insurance: Drivers warned not to use mobiles

Tuesday, 10 February 2009

Motorists who do not want to put their cheap car insurance premiums at risk should avoid using their mobiles behind the wheel, it has been suggested.

The Royal Society for the Prevention of Accidents (Rospa) pointed out talking on the phone while on the road - even on a hands-free kit - means a driver is four times more likely to be involved in a crash.

It added texting can be even more dangerous as it requires the motorist to look at their handset rather than at what is going on outside their car.

Rospa spokeswoman Jo Stagg said people should not assume they will get away with using their mobiles while driving.

"They do stand a good chance of being caught - and will face a £60 fine and three penalty points on their licence."

Drivers who are convicted of using a handheld phone behind the wheel may find it more difficult to secure low cost motor insurance.

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