Car insurance: Top tips for used car buyers

Thursday, 03 December 2009

Those who shop around for cheap online car insurance might also hope to save money by snapping up a used car, but there are a few guidelines to make buying a second-hand vehicle a bargain rather than a burden.

Vehicle checks, including the Hire Purchase Information (HPI) Check, can help buyers avoid buying a written-off vehicle masquerading as the perfect used car says Nicola Johnson, HPI consumer services manager.

She warned that with used car prices declining insurers were more likely to write-off a car.

"On average, one in 25 vehicles checked by HPI are recorded as an insurance write-off, and it is evident that unscrupulous car sellers will do anything to make a quick profit," she said.

HPI has a few tips for buying used cars, such as to always view the car in daylight, at the registered keeper's address.

It advises potential used car buyers to check thoroughly for signs of wear and tear, including under the bonnet, on the seats, pedals and steering wheel.

HPI has been checking the histories of used cars since 1938 and claims to have access to more car data than anyone else in the UK.

Posted by Rick Malone

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