Car insurance: Vehicles 'must be looked after'

Wednesday, 22 October 2008

People who expect their car insurance provider to pay out in the event of an accident must keep their side of the bargain and ensure their vehicles are well-maintained, the British Insurance Brokers' Association (Biba) has claimed.

The group warned if a motor is not looked after properly a company may refuse to pay out if the owner is involved in a crash.

Graeme Trudgill from Biba said: "If your vehicle is in a dangerous condition, if it hasn't got an MOT and things like that, questions will be asked."

He added, with winter approaching, it was more important than ever to ensure cars were in tip-top condition as wet and icy conditions increased the likelihood of having to make a motor insurance claim.

Mr Trudgill concluded by saying he hoped the majority of drivers would be sensible and ensure their vehicles were safe.

According to the Royal Society for the Prevention of Accidents, it is advisable to get cars serviced before the onset of winter.

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