More car insurance policies 'offer child seat cover'

Monday, 27 September 2010

More car insurance policies are offering cover for child seats, a new survey has revealed.

Nearly half (47 per cent) of motor insurance providers now offer cover for the seats, compared to just three per cent in 2004, research from Defaqto has found.

Mike Powell, Defaqto's insight analyst for general insurance, said: "On September 18th 2006, the law changed to state that all children under the age of 12 must use a child car seat when they are a passenger in a car.

"An obvious need arose for cover to be provided for fitted and booster car seats. Some insurers were already ahead of the game and had added cover to their policies."

The driver is responsible for ensuring a child is placed in a specific seat while travelling in the car.

Failure to do so could result in a fine, or, in some cases, penalty points, which will affect motor insurance policy premiums.

Posted by Claire Carter 

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