Motor insurance: Collisions with foreign cars 'up'

Thursday, 28 June 2007

Foreign vehicles are increasingly involved in accidents which could cost UK drivers the no claims benefit on their car insurance, claims an industry body.

Figures released by the Motor Insurance Bureau (MIB) reveal that between 2004 and 2006 motor insurance claims in which foreign registered vehicles were involved rose from 17,032 to 19,621.

The figures show a substantial increase in accidents with vehicles from Slovakia, Lithuania and Poland.

Polish cars were involved in 3,132 claims in 2006 compared to 938 in 2004.

When involved in accidents with foreign registered cars, motorists should take the same steps as they would with UK cars, namely; exchanging contact details, motor insurance details and registration numbers; take an extensive description and photos of vehicles and collision site; take witness details; inform police; inform motor insurance firm.

Susan Beck, head of communications for the MIB, warned drivers to be especially vigilant with articulated lorries, and where the cab sometimes has a different registration number to the trailer, drivers should take both.

She added: "There are often long delays in processing claims when foreign vehicles are involved. MIB would like to see the development of instant access to European databases of insurance policies."

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