Car insurance: Motorists in cities 'more likely to drive without cover'

Friday, 12 September 2008

People in cities are more likely to drive without car insurance than those in smaller towns and villages, according to the British Insurance Brokers' Association (Biba).

The group made this statement in response to research by the Motor Insurance Bureau (MIB) which revealed six of the top ten worst offending areas for uninsured road users were in the West Midlands.

Graeme Trudgill from Biba said premiums for drivers in places like Birmingham and London were much higher then those for motorists "living in a nice village in Wales".

He stated this was because crime was more prevalent in big cities and road users were also more likely to be involved in an accident.

However, he added risking driving without motor insurance was not worth it.

"The laws are there and they will catch you if you try and evade and the net is tightening," he concluded.

Figures from MIB suggest there are currently about two million uninsured vehicles on roads in the UK.

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