Car insurance: Flood advice for motorists

Tuesday, 17 November 2009

Following a weekend of storms and heavy rain, flood advice has been issued to car insurance customers who may find themselves driving in hazardous conditions.

With more heavy rain predicted there will be the inevitable local flooding that follows from drains blocked by leaves, warned the chief examiner of the Institute of Advanced Motorists (IAM) Peter Rodger.

The IAM advised drivers heading out in heavy rain to watch for the shiny patches that are lying water, give a longer gap to other traffic and be ready to slow down when needed.

If flooding occurs drivers should lower their speed and choose the shallowest route available, using the middle of the road if they can, and operating with a low gear to keep revs high and control speed by slipping the clutch.

The IAM also advises drivers to ensure they can see the way out before entering water, and if it is too deep, or too fast moving, not to risk it.

In addition, the Environment Agency advises people check their car insurance to ensure it covers flood damage and move their vehicles to higher ground if possible.

By Noel Martin

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