Travel insurance: Age 'should not be used to calculate premiums'

Friday, 06 March 2009

Travel insurance should not be more expensive for customers over the age of 65, it has been claimed.

According to, providers should not be able to discriminate against people on the grounds of age.

The website stated the current procedures for evaluating risk and working out premiums are unfair and unreliable.

Director of communications Ian Williams asked: "Why should older travellers face an insurance price hike of 70 per cent on their 66th birthday?"

He added there is no evidence to show a 66-year-old is more likely to make a claim on their travel insurance than a 65-year-old.

Mr Williams stated: "Insurers could underwrite without using age as a yardstick."

The process may take longer but it would mean the risk individuals pose would be calculated more fairly and accurately, he concluded.

Mature holidaymakers looking for a cheap travel insurance quote may find they can secure some of the best deals online.

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