MIB Launches Free Insurance Checker Smartphone Service for Drivers

Tuesday, 10 December 2013

In positive news for motorists, the MIB – that’s the Motor Insurers’ Bureau, not the Men In Black – has launched an innovative free smartphone service that allows drivers involved in car accidents to instantly check car insurance details at the roadside.

The smartphone service, named ‘askMID Roadside’, has been designed to take some of the stress out of road accidents, by making it easier for drivers to collect all the important details needed to make a car insurance claim, at the time of the incident.

The service works by giving motorists access to the Motor Insurance Database (MID), the only central insurance record of over 34 million vehicles in the UK.

All the user has to do is visit www.askMID.com on their mobile, and enter their email address, their vehicle registration number, and the third party’s vehicle registration number – they’ll then receive on-screen and email confirmation of the third party’s contact and insurer details.

If the details provided by the askMID service don’t match up to those provided by the third party – or if it indicates that the other driver is uninsured – it’s advised that you report this to your insurer immediately.

Speaking about the merits of the service, MIB Chief Executive Ashton West emphasised: “collecting accurate details at the scene of the accident is absolutely essential to making insurance claims for damage and injuries.”

The essential details every driver should collect following an accident include:

• Names, addresses and contact details for all drivers (and witnesses) involved
• Vehicle registrations and insurance details for third parties
• Photos of any damage

It’s hoped that askMID will help the MIB in their broader aim to cut down the impact of uninsured driving on honest, responsible motorists. The bureau works with partners across the government and insurance industry to provide compensation for unlucky people involved in accidents with drivers who have no insurance or failed to stop.

News Home

Swiftcover and swiftcover.com are both trading names of AXA Insurance UK plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority