Car insurance: Getting caught using a mobile could prove costly

Friday, 05 September 2008

Motorists who get caught using a mobile behind the wheel may find they end up shelling out more the next time they buy car insurance, according to

Research by the group has found not only are drivers likely to receive a £60 fine and three penalty points for chatting or texting illegally, they could also see their insurance premiums rise by 54 per cent.

The study also revealed some 30 per cent of motorists in the UK use their mobiles while driving.

Commenting on the findings, Peter Gerrard, head of insurance research at, said if drivers continue to chat or text while behind the wheel they could find their days of enjoying cheap car insurance come to an abrupt end.

He stated: "It is clear the ramifications for mobile-mad motorists will hit wallets hard.

"Facing a hike on their premiums is a huge blow, especially when faced with a fine as well," he added.

Elsewhere, the British Insurance Brokers' Association has said honest drivers are footing the bill for those motorists who break the law and drive without motor insurance.

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