Travel insurance: Cover can "soften the blow"

Tuesday, 03 February 2009

People who have been delayed at snowbound airports should be covered if they have travel insurance, it has been claimed.

According to the Association of British Insurers (ABI), passengers will typically find they will receive compensation after a certain amount of time - usually after eight or 12 hours.

The organisation explained a policy will then pay out a set figure - often around £50 - for every additional eight or 12 hour delay, up to a set limit.

It also pointed out some cover may offer compensation for flights missed because passengers were unable to get to the airport as a result of bad weather.

However, the group stated cancellation of flights due to snow - or other inclement conditions - is unlikely to be covered.

Travellers were reminded cover varies and urged to check their own policy.

Nick Starling, ABI's director if general insurance and health, said: "Severe weather conditions cause great disruption and inconveniences - and insurance is there to help soften the blow."

Meanwhile, the organisation recently claimed people buying travel insurance should take a variety of factors into consideration, rather than just price.

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