Travel insurance: Student and mid-life gappers 'need insurance'

Monday, 28 May 2007

Gap year students as well as later life grown up gappers should make sure they take out the right travel insurance, one insurer has warned.

The advice was aimed at students taking a year out between A-levels and university and after graduating as well as mature travellers who are taking a break from a career to explore the world.

People travelling in this way are often going abroad for longer and will be exposed to a greater number of risks.

Being prepared for these risks involves using common sense and local knowledge but sometimes the easiest way to avoid gap year disaster is by taking out travel insurance.

The point of the time out is to learn about the world and travellers who have to pay for their own emergency medical procedures or who have to shoulder the whole cost of their repatriation might come back with an unnecessarily embittered view.

Arranging travel insurance is easy and online policies can be bought instantly.

The news follows a Foreign Office report claiming that 70 per cent of people planning a gap year thought insurance was unnecessary and that one in four returned from their time abroad said they had had a bad time.

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