Motor insurance: Suspensions account for 30% MOT fails

Friday, 06 July 2007

Not paying attention to the maintenance of a car could cost drivers the no claims bonus on their car insurance.

According to Car Parts Direct, many drivers neglect to maintain their suspensions properly - an oversight that could affect motor insurance payouts and future premiums.

Some 30 per cent of cars that fail their MOT do so because of damaged suspension.

When suspensions are damaged the car gets harder to handle. The suspension makes sure that there is friction between the tires and the road surface, providing steering stability.

A spokesperson for the mail order specialist said: "Motorists drive for months in death traps not realising they have damaged their suspension until the fault is detected on their annual MOT - in extreme cases they have an accident."

Damage such as leaking shock absorbers, broken coil springs and worn steering joints are some of the frequent problems, with the company claiming that speed bumps are responsible for much of the damage. 

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