Lawnmower Insurance: Essential Cover or a Pain in the Grass?

Friday, 05 September 2014

The European Union isn't scared to ruffle a few feathers when it comes to new motoring rulings. But the latest plans to come out of Brussels have gone off-road – now even our lawns could be hit by EU decisions.

The new legislation, which will be discussed in September, could mean that owners of ride-on lawnmowers will need to purchase car insurance for their vehicles. This will apply in all cases, regardless of where the mower is driven.

Currently ride-on mowers in the UK tend to be covered by owners' home insurance policies.  This would change with the EU's plans, and owners will be asked to take out additional policies to make sure they’re fully covered.

The plans were drawn up after a legal case in Europe revealed some confusion around the topic. According to The Telegraph, a Slovenian man was standing on a ladder when a tractor's trailer knocked it over. The motor insurer refused to cover the case as the accident took place on private property, and now the issue's got the attention of the European Court of Justice.

Legal officials arguing the case have claimed that vehicles should always be covered by motor insurance, whether they’re on public or private land. Although not everyone's keen on the idea, it'd certainly make life easier for anyone intending to make a claim.

Speculations aside, the policy still hasn't been made law and is currently under consideration. British Transport Secretary Patrick McLoughlin has vowed to do all he can to stop Brussels from making the idea a reality. A source close to the minister spoke to the Daily Mail, explaining: “This is exactly the sort of bureaucratic EU meddling that drives people mad. We’re determined to fight it off." Who knew lawnmowers could get politicians so hot under the collar?


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