Make whiplash claims harder, says government

Thursday, 12 January 2012

The government has called for insurance companies to make it harder for drivers to make claims for whiplash, asking for greater scrutiny to prove their injuries before paying out.

Whiplash is one of the hardest things to prove after a crash, and it is believed that many people make spurious claims because of this.

The government says that the number of claims for whiplash is driving up the average car insurance premium by £90 per year, in its report designed to try to find ways to bring down car insurance costs.

Earlier this week, the Institute of Advanced Motorists said that the government needs to do more to help young drivers achieve cheaper premiums.

Louise Ellman, chair of the House of Commons transport select committee, said that many insurers pay out because "diagnosis is often subjective".

It is thought that the rise in claims, where whiplash accounts for 70 per cent, could be caused by an increase in companies sending text messages urging car crash victims to make claims for their injuries.

Posted by Noel Martin

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